Let them know you're calling to alert the credit card services of fraud, and they'll be very glad to assist. If I can't legitimately open up an account for credit, I don't see how anyone else could.
They will ask you to provide your social security number, and they will tell you instantly if a credit card was opened in using your information. Let them know it was fraudulent, and they need to close the account immediately. Then request the credit card services to send a statement to the Credit Card Bureaus to remove the hard inquiry record.
You just need to call one of the 3 Credit Card Bureaus try TransUnion to put a Credit Freeze for 90 days - this service is free - and the other 3 bureaus will be informed in 24 hours. By putting the freeze, before any bank issues a credit card, the bank will have to call you to verify before issuing the card. If you file a police report for Identity Theft, and send the report to the Credit Card Bureaus, they will put a credit freeze for 7 years free service. Let them know you're calling to alert the credit card services of fraud, and they'll be very glad to assist.
I was also sent the email and I've used Paypal a lot in the past. You don't have to accept the offer. Just send them an email and tell them you do not want the offer. Heyy its me again. The same thing showed up on my credit report and I did not sign up for it, but I do remember PayPal sending me an e-mail that I ignored since I haven't used their service in years. Mine showed up when I applied for Care Credit to help when my cat broke its leg and needed surgery.
This just showed up on mine as well, knockme down 6 pts. It's a hard inquiry with no balance one in and 1 in I have never applied for a credit card or anything with any airlines, heck I didn't even know an airlines had one.
I'm trying so hard to clean things up fter losing my job and to find these 2 things showing up all within the last 6 weeks when I last checked it , so frustrating. Not sure if it's identity theft or not, I hope not it sounds like a nightmare that is hard to wake up from.
So how the hell can someone else open one up in my name? If I can't legitimately open up an account for credit, I don't see how anyone else could. My credit is so messed up thanks to my child's mother If you apply for help through care credit and are denied, does it still knock your points down? Anytime you apply for credit it will show up as a hard inquiry if you don't already have an account with them. If it were still on there, you could see it when you look at it.
Your score goes up as you make payments ontime and balance where your money comes from. Hey I too hve the same question!
I see the same exact credit cards on mine with no balance on it though. Did you figure out what it might be? THey seem to be credit issuers for many major retail chains.
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If you have a hard inqury from GECRB/storename (examples: GECRB/Menswr, GECRB/SMRTCN) and you did not apply for the credit card, there is a possibility that someone has stolen your identity to open a credit card account with the store. This is my experience. Call the store credit card services for help. For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. Enter the code on the next screen. Standard text messaging and phone rates may apply. Support resources for Care Credit Store Card are available online at trueiupnbp.gq The information listed on that page can help if you need to update your account or have other questions about your bill or statement. Reach Care Credit Store Card via phone at ()